Hardin Community Federal Credit Union

From the President’s Desk,

Hello, my name is Dick Wilcox and I am the President of the Hardin Community Federal Credit Union. I wanted to invite our members to attend our Annual Meeting which is planned for March 13th, 2010.

The Hardin County Armory will be the host for this year’s event and provides a comfortable setting with plenty of room for all who wish to attend. Dinner will be served by the Plaza Inn of Mt. Victory and will include roast beef, chicken, salads, desserts and drinks. The evening will begin with a social time at 6:00pm followed by dinner at 6:30pm. Next will be the Annual Business Meeting where our members will learn about our 2009 financial results, our plans for 2010 as well as the results of our nominating and election process. I encourage all members to attend as this is information packed meeting where you can connect with the business side of your credit union. I am sure that the financials will be insightful and comforting in these uncertain times. The Board of Directors will also be honoring our Board and Staff members who have reached milestones in their career and it is always nice to have our members witness these special presentations. Bring your family or friends, all are welcome to attend and I am certain that the meal and meeting will be worth the time.

A quick note on our financial performance in 2009, we ended the period with assets very near $60million, with 11,000 members and Net Worth that exceeds 10.50%. All in all a very sound and successful year for our Credit Union and the stage has been set for future growth in products, services and branch locations. I look forward to sharing in more detail at the Annual Meeting, hope to see you there!

The Board of Directors and Staff of the Credit Union would like to thank you for your continued patronage and we hope that you watch this page for future updates on new products and services. I will write a quick note on occasion to keep you informed of our financial position and the progress we are making on adding the benefits that you, our Members, are asking for.

Thank you for taking the time to learn more about your Credit Union and as always, we wish you a Safe and Happy Spring!

Dick Wilcox, President
Board of Directors

Nominee Biographies - Board of Directors and Credit Committee

Jacqueline J. Brown (Board of Directors Nominee)
My name is Jackie Brown and I am the current Board Secretary/Treasurer for the Hardin Community FCU. I am a 1964 graduate of Kenton High School and attended college for 2 years. I am retired from Rockwell after serving 30 years and currently work for Children’s Laugh N Learn preschool as an Aide. Committees that I serve on as Secretary/Treasurer are the Asset Liability Management and Executive Committee.

My years spent on the credit union board have been very positive and I have learned a great deal about the operations of the credit union, setting direction and then following through with the CEO to see that we are working towards our goals.

I serve on the following boards locally, Helen Mabry Shoe Fund, United Way of Hardin County, Business & Professional Women and the Mother Club. I enjoying donating my time to worthwhile organizations and some of my best experiences have been assisting the credit union in the mission of serving our members.

Terry Minter (Board of Directors Nominee)
My name is Terry Minter and I am a current Board Member of the Hardin Community FCU and have served on the board for 10 years. I am a graduate of Hardin Northern and of MATA in Computer Programming. I retired from Arvin Meritor after 30 years of service and I operate my family farm and help friends, family and the church with their computers.

My experience on the board has been outstanding and I believe that as a Credit Union we treat members well not like a number. The credit union can and does make a difference in member’s lives and I enjoy being a part of this and believe that it is important for Hardin and Logan Counties to have such an organization.

Currently I am a member of the Walnut Grove United Methodist Church where I serve on the Pastor/Parish Board.

Thomas E. Sprang (Credit Committee Nominee)
My name is Tom Sprang and I am a nominee for the Credit Committee of the Hardin Community FCU. I am retired from Rockwell Automotive after working there for 30 years. I have been a farmer for 55 years and have served on the Credit Committee for the past 20 years.

With many years of experience on the Credit Committee, I believe that I have the skill needed to make smart loan decisions that protect the credit union while also making decisions that are based on fact and take into account the needs of the member. I have watched the credit union grow and change over the years, enjoy being a part of this and believe that I have contributed to our success.

I serve as a 4-H Advisor, as a School Board Member for Simon Kenton Schools, Soil and Water Supervisor, Lynn Township Trustee and as a Trustee for St. Johns United Church of Christ.